Crypto Portfolio
🤔 What Is Crypto? 🤔
Crypto, short for cryptocurrency, is a type of digital or virtual currency that uses cryptography (advanced encryption techniques) for security.
Unlike traditional money issued by governments (like the US dollar), crypto operates on decentralized networks based on blockchain technology
— a distributed ledger that records all transactions across many computers, making it transparent, secure, and resistant to tampering without needing a central authority like a bank.
Crypto is used for payments, investments, decentralized finance (DeFi), NFTs, and more — but it's highly speculative and risky due to price swings, regulatory changes, and security concerns.
The crypto market has been volatile in recent months, with Bitcoin trading around $85,000–$90,000 USD after earlier highs and a recent slump that wiped out some gains.
The total market cap is over $3 Trillion, but it's down from peaks amid broader economic factors.
In late 2025, Bitcoin's price hit an all time high of $118K USD with over $2 Trillion USD in Market Cap, merely surpassing Canada's entire GDP. Since December 2025, the top two cryptos Bitcoin and Ethereum are seeing bullish signs to potentially reach new potential all time highs later in fiscal year 2026. Major banks, world governments and financial institutions have been aggressively moving towards the adoption of cryptocurrencies, including in their balance sheets, fiscal budgets, and money transfers including with other countries and individuals all over the world.
The Rise of Decentralized Finance
Tracing the Origins and Impact of Cryptocurrencies
Bitcoin, created in 2009, was the first cryptocurrency and remains the most well-known, while others like Ethereum, Solana, and Ripple have introduced new features such as smart contracts and faster transaction speeds. People use crypto for investing, trading, online payments, and exploring new technologies in finance — though it remains highly volatile and can change in value quickly.